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GENESSA -- INSURANCE!In early 2009, Lionheart wasn't paying attention. He backed out of the driveway... straight into a garbage truck. How do you miss something as big as a garbage truck? Well he didn't miss it: he hit it! The driver of the city vehicle was nice enough; Lionheart was apologetic enough. They exchanged insurance information and each was on his way. Lady G made sure Lionheart knew she thought he was a total dufus to have backed into a garbage truck but even such teasing soon lost its charm and soon things were back to abnormal. Some time later, Lionheart received a formal letter from the city informing him that his driver's license was now invalid because he had ventured out in an uninsured automobile. This being incorrect, he was baffled. He had recently changed insurance providers; he called the current one and was assured that all was well; he was covered. What could be amiss? It took him some time to realize that he had given the old insurance provider's information to the sanitation worker. Oops. Lionheart arranged with the kind people at his current insurance provider's office (he did have to call two offices to get the right folks) for them to fax his insurance information to the DMV. The DMV wasn't having any of it. They wanted Lionheart to come down to their facility and pay a hefty fee to have his privileges restored. Finally, after being transferred up the municipal food chain, Lionheart got them to agree to waive the fee and restore his license. He received a letter in the mail to the effect that it had been restored. The day after he received that letter, he received another, revoking his driving privileges (apparently not the same as revoking the validity of his license) for (you guessed it) not being insured. Lionheart thought at first the letters had simply crossed in the mail, but no, this was a separate issue. He went through some further hassle convincing the DMV to waive the further fee and restore his person to its previous (admittedly dubious, but that's another story) status as a person-who-drives. He had to enlist the aid of his insurance provider once again, and once again that provider was most helpful. The moral of the story (apart from "watch where you're going")? Carry your current info with you! (And if the government messes up anyway, remember what Lionheart always says: "It's all in who you talk to.") Although this is a section in progress, our insurance departments are ready for your browsing and shopping pleasure (and they will be even more complete soon): Meanwhile, some of the providers below offer insurance and warranties in areas not covered by the above categories (as well as those that are, and please note, some providers deal in more than one category):   |
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